WORLD PENSION TRANSFERS
Safe and Secure Transfers
LIFE INSURANCE QUOTES

   LIFE INSURANCE, INCOME PROTECTION INSURANCE AND HOME            LOAN PROTECTION INSURANCE COMPARISONS AND QUOTES   

To Obtain a quick and easy online quote on the above simply go to our new Online Insurance Comparison and Quoting website:

www.lifeinsuranceexperts.com.au

    LIFE (DEATH), TOTAL PERMANENT DISABILITY, TRAUMA 
                        & INCOME PROTECTION INSURANCE

 
Why?

To prevent the possible loss of the family home, other investments, car etc because you can not afford the payments, as the income provider has suffered a life event!

To provide a legacy for the surviving family members when you have suffered a life event! The payouts can be used to provide a home for the remaining family members!

Yes - it is just as important for the non - income earner to be insured when a life event occurs; as it allows the surviving member to stay at home without financial restrictions, to take care of the surviving children or partner without losing the family home etc!

Provides for on-going income to help maintain your standard of living through ongoing insurance payments or the investment of lump sums payments to produce an income.

Peace of Mind

Imagine coming home to inform the family that you have just been diagnosed with a life threatening illness with only 12 months to live! Imagine the impact of having to tell the family you have to sell the family home as you can no longer afford future payments.

How would you feel knowing your family could not provide for themselves after you are gone? How many people do you know who have suffered a sudden life event and left their family in severe financial hardship? Do not be one of them!!!

How can I protect myself and my family?

Our Business specialises in the provision of various types of insurance to protect yourself against a Life Event occurring so you can protect yourself, your family and the family home!

The main types of insurance are as follows:

Income Protection:

It provides you with a monthly income should you not be able to work due to illness or disability whether the disability is permanent or not.  Common events are long term minor illness, car accident, mental breakdown, or a more serious life event such as a heart attack. 

Income Protection provides a payment of up to 75% of your wage on-going for the period of the coverage which can vary from a 2 year policy to an aged 65 year policy.  However, it does not cover unemployment.

Income Protection is an important consideration in of protecting one's lifestyle especially if you have debts such as a mortgage. 

Life Cover:

Life Cover provides a lump sum benefit payable upon your death.

Total and Permanent Disability (TPD):

This form of insurance is normally available as an optional benefit on a Term Life or Trauma policy. The benefit is a lump sum paid if you become Totally and Permanently Disabled.

Trauma or Critical Illness Insurance: 

A trauma payment is likely to be paid should you suffer any of the covered conditions. This could include, but is not limited to: heart attack, stroke, cancer, paraplegia, multiple sclerosis, Parkinson’s disease, chronic liver, lung and kidney disease and many more.

NOW ASK YOURSELF?

What would happen to my house and family if I suffered a Life event such as Death, Disability or Traumatic/Critical illness? Could you or your family meet the home/car loan repayments or would they have to sell them!!!!

Would you or your family have sufficient finances to provide for Living Expenses?

But I can not afford It?Life insurance can cost as little as $5 per week and be structured in ways where it does not affect your weekly budget!

Income Protection is also a tax deduction.

What Do I do Now?

Do not wait any longer - contact us now and we can action your enquiry immediately and provide that peace of mind for yourself and your family.

Contact us at World Pension Transfers now at enquiry@worldpensiontransfers.com.au  

or refer to our contact page.